PRACTICE AREA
Insurance Litigation
Holding insurers accountable so you can recover
In Montana, the laws are clear on the duties of insurance companies to honor their agreements with customers. That’s why when insurance companies wrongfully deny you the coverage you’ve paid for, McGarvey Law brings the full weight of our experience, knowledge and creativity to your defense. We’ve secured tens of millions of dollars in insurance coverage that was wrongly withheld.
$7,000,000
for Montanans denied subrogation
Protecting your rights, doing what’s right
We consistently triumph against insurance companies by making insurers accountable to their promises and securing the compensation you deserve.
Not sure where to begin?
Types of Insurance Litigation
When insurers engage in bad faith conduct, like wrongful denial of coverage, failure to defend customers, and improper denial of the amount of coverage for which a customer has paid, insurance litigation can ensure you get the coverage you’re entitled to.
Insurance coverage denials
Refusing to pay for a covered service or treatment
Claim denials based on false standards and procedures
Denying coverage based on coding, billing, or documentation errors
Wrongful leveraging of insured’s vulnerability
Delays, misrepresentation or lowball settlement offers that exploit a policy holder’s distress
Guiding you through every step with strength and integrity.
Who Is Commonly Affected
Insurance litigation arises when disputes between the insured and insurance companies cannot be resolved through the claims process or negotiation. Property, auto, life and health insurance providers can all be held liable if they unfairly deny your claim.
Homeowners
Claim denials, underpayment of claims, or disagreements over the scope of damages.
New Parents
Denial or underpayment of birth care or postpartum care
Auto Owners
Delayed payments, unfair settlement offers, or claim denials
Bereaved Beneficiaries of Life Insurance Policies
Overcharging universal policy holders, claim denials or delay
Patients of Doctors or Hospitals
Misrepresentation of policy terms, denial of preventative care, or claim denials
Commercial Property Owners
Claim denials, underpayment of claims, or insufficient investigations
Related Landmark Case
Protecting Montanans’ Right to the Restoration of Contaminated Land
In the spring of 2008, a gasoline tanker truck pulling a pup-trailer flipped on the east shore of majestic Flathead Lake, the largest freshwater lake west of the Mississippi. Six thousand gallons of gasoline flowed downslope through fractures in the bedrock, polluting the water table and saturating the subsurface soils of four homes downslope from the spill. It was a lovely shoreline neighborhood, occupied primarily by retirees. Barbara and Ron Kohler looked forward to spending their autumn years peacefully on their dream property. Ron had built their dream place, installing beautiful masonry features and lovingly constructing a sewing studio above the garage for Barbara, a talented seamstress
Get in touch for a free case evaluation
At our firm, every case begins with a free consultation – a chance for you to share your story and for us to truly listen. We believe that understanding your situation is the foundation of building a strong case, and we take that responsibility seriously.